How far are you from financial independence?
See your financial story unfold
A FIRE and retirement planner for Canada — real tax brackets, CPP, OAS, and registered-account rules, computed entirely on your device.
Why FIREYTALE ✦
Computed locally, privacy first
Everything runs in your browser — nothing leaves your device unless you sign in to save. Even then, only your inputs are stored; every result is recomputed locally on open.
Province-accurate Canadian tax
Federal and provincial brackets modeled year by year, not a national average — what you actually keep in Ontario and Alberta isn't the same number.
Get a real answer, not a guess
Ask "how early can I retire" or "how much do I need to save" and the engine searches for the answer — not a language model's guess, and not you manually trying numbers until something sticks.
Stress-tested on real Canadian market history
Monte Carlo simulation drawn from actual 1957–2015 Canadian stock and bond return data, not a straight-line growth assumption.
Tax-aware saving and withdrawal order
Saves in order — employer match, FHSA, bracket-aware RRSP/TFSA, then non-registered — and in retirement fills low brackets, manages OAS clawback, and splits income between spouses automatically. A documented, versioned strategy, not a guess.
Your whole financial life, year by year
From saving today to spending in retirement, every contribution, withdrawal, tax, and CPP/OAS payment broken down year by year — not just a single success number.